Solution · Alternative lending

The operating system for alternative lenders.

Run credit committees, loan approvals, portfolio monitoring and your audit trail in one configurable platform — configured, not coded. Live in weeks, not the year a custom build takes.

NBFCsPrivate credit / debt AIFsVenture debt
The reality

A regulated loan book, run on spreadsheets and email.

Loan and committee decisions live in inboxes and workbooks. It works — until an auditor asks how you got there.

Email
Approvals scattered, no central log
Days
To reconstruct a decision trail at audit
Manual
Forms & spreadsheets, error-prone
Risk
Missed compliance = penalty exposure
The lending lifecycle, in one place

From the first credit memo to the board pack.

Everything an alternative lender runs — orchestrated, enforced and recorded automatically.

Loan approval workflows

Enforced authorization limits and documented exception approvals — replacing the email chain with a governed, auditable flow.

Maker-checker · Limits · Exceptions

Credit-committee management

Schedule meetings, record lending decisions and track action items — every governance decision captured in one place.

Quorum · Decisions · Actions

Compliance & audit trail

A complete, automatic record on every lending activity — regulator-ready the moment you're asked, not days later.

Automatic · Tamper-evident

Portfolio dashboards & reports

Capital deployed, exposure, concentration and risk on one screen. Board and regulatory reports in minutes — drill down to any loan.

Live insight · Drill-down
Proof · BFSI

UTI Alternative runs its whole book on it.

A private-credit lender replaced spreadsheets-and-email across its lending lifecycle — and became audit-ready by default.

60%
Faster loan-approval turnaround
Days→min
Board & regulatory reporting
100%
Decisions captured with an audit trail
Weeks
To go live — not a year-long build
Who it's for

Built for committee-based lenders.

If you make relationship-based credit decisions through a committee and live under audit pressure, this is for you.

BFSI

Debt AIFs / private credit

Investment committees, investor & regulatory reporting, portfolio monitoring.

BFSI

Venture-debt funds

Deal-by-deal credit committees and portfolio-company tracking.

BFSI

Family offices

Lean teams running private credit on spreadsheets — fast to configure.

Stop running your loan book on spreadsheets and email.

See Averoic adapted to your lending process — a focused 30-minute walkthrough, no slides.