Case study · Alternative lending

A regulated loan book — now a governed system of record.

UTI Alternatives, a SEBI-registered alternative investment / private-credit manager, moved its loan approvals, committee decisions and audit trail off spreadsheets and email onto one configurable platform. Time-to-market for new processes dropped up to 60%.

The challenge

Decisions lived in inboxes and workbooks.

It worked — until an auditor asked how they got there, and reconstructing the trail took days.

No single source of truth across approvals and committees
Reconstructing who approved what, and why, took days
Manual forms and trackers, error-prone
Every gap was compliance and penalty exposure
What Averoic did

One configurable platform — configured, not coded.

Delivered in weeks; every future change is a configuration, not a code release.

Loan approval workflows

Enforced authorization limits, documented exceptions, maker-checker.

Credit-committee management

Meetings, decisions and action items captured in one place.

Automatic compliance & audit trail

A complete, tamper-evident record on every activity — regulator-ready on demand.

Portfolio dashboards

Capital deployed, exposure and concentration on one screen; board reports in minutes.

The results

Audit-ready by default.

up to 60%
faster time-to-market for new lending processes
Minutes
audit-ready by default — the trail is the system
Weeks
live in weeks; the team extends it themselves
One
source of truth — approvals, committees & portfolio

“Averoic brought our loan approvals, committee decisions and audit trail into one place. For the first time we can answer a regulator in minutes instead of days.”

— UTI Alternatives · quote to confirm

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