Case study · Alternative lending

A regulated loan book — now a governed system of record.

UTI Alternatives, a SEBI-registered alternative investment / private-credit manager, moved its loan approvals, committee decisions and audit trail off spreadsheets and email onto one configurable platform. Time-to-market for new processes dropped up to 60%.

The challenge

Decisions lived in inboxes and workbooks.

It worked — until an auditor asked how they got there, and reconstructing the trail took days.

No single source of truth across approvals and committees
Reconstructing who approved what, and why, took days
Manual forms and trackers, error-prone
Every gap was compliance and penalty exposure
What Averoic did

One configurable platform — configured, not coded.

Delivered in weeks; every future change is a configuration, not a code release.

Loan approval workflows

Enforced authorization limits, documented exceptions, maker-checker.

Credit-committee management

Meetings, decisions and action items captured in one place.

Automatic audit trail

A complete, tamper-evident record on every activity, ready to show whenever it’s asked for.

Portfolio dashboards

Capital deployed, exposure and concentration on one screen; board reports in minutes.

The results

Every action on record.

up to 60%
faster time-to-market for new lending processes
Minutes
every action recorded as it happens — the trail is the system
Weeks
live in weeks; the team extends it themselves
One
source of truth — approvals, committees & portfolio

“At UTI Alternatives, managing our investments in primary NCDs and private equity requires precise process documentation and flawless audit readiness. Enterprise SaaS platforms from large MNCs proved both cost-prohibitive and too rigid for our bespoke requirements. Averoic solved this by developing a robust platform tailored to our entire investment lifecycle. Their team provided end-to-end customization and proactive IT implementation support, delivering a flexible system that easily adapts to our specific departmental workflows.”

— Karan Patni · UTI Alternatives

Start building on your process.

Spin up a free workspace in minutes — no card. Or book a 30-minute walkthrough on your real workflow.